What Clients Say:
"I can't thank Rent To Own Coach Network enough for all the help! Everyone was so helpful, professional and always quick to respond to my questions." -Willa in Richmond. VA

What is Coach Network ?

The Rent to Own Coach Network is a team of readily available real estate experts that are here to provide you with mentoring and training programs that are designed to help you reach new levels of success with Rent to Own and Lease Option real estate.

Whether you're a first-time home buyer or a savvy investor, our real estate coaching programs can help you generate a larger degree of success in your business and life. No other personal development company, focused on Rent to Own and Lease Option real estate, has the depth of training and coaching opportunities that Rent to Own Coach Network has to offer. You will have access to resources that can allow you to achieve a higher degree of personal and financial success through real-world, market specific knowledge and skills.

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RENTTOOWNCOACH.COM

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PRIVACY POLICY

This policy should be read in conjunction with our Terms of Use. If some or all provisions of this policy are not acceptable, we strongly advise you to discontinue use of this website.

1. RENTTOOWNCOACH.COM'S COMMITMENT TO PRIVACY

Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.

This notice applies to all information collected from or submitted to RentToOwnCoach.com (the Website or RTOC). The Website may contain links to other websites operated by third parties. RTOC is not responsible for the privacy practices or policies of these third party websites.

2. INFORMATION WE COLLECT

The Website is not set up to automatically collect personally identifiable information from each visitor. It does, however, recognize the home server of visitors, but not e-mail addresses. For example, we can tell which Internet Service Provider our visitors use, but not the names, addresses or other information that would allow us to identify any particular visitor to the Website. This information is used only for internal purposes by our technical support staff.

The Website does track certain information about visits to the site. For example, we compile statistics that show the numbers and frequency of visitors to the Website and its individual pages. These aggregated statistics are used internally to improve the Website and for product development and marketing purposes generally. Those aggregated statistics may also be provided to advertisers and other third parties, but again, the statistics contain no personal information and cannot be used to gather such information so as to contact you.

In a few areas on the Website, we may ask you to provide information that will enable us to verify whether you are entitled to access and use certain information, materials and services available from the Website, or to enable us to enhance your visit, to assist you with customer service or technical support issues, or to follow up with you after your visit or otherwise support your customer relationship with RTOC. Your participation is optional. However, failure to participate may mean that you cannot access and use certain information, materials or services.

3. WHEN WE MAY REQUEST INFORMATION FROM YOU

We may prompt you to provide certain information when you log on to certain areas of the Website. You may be asked to provide us with your user name and password as a condition to gaining access to certain information, materials or services. We may also request information from you when you: In each of the instances above, we typically ask for your name, e-mail address, phone number, address, the type of business you do, product preference information, any applicable identification number or password that we may require, as well as other similar personal information needed to register you for services, subscriptions or other offers. On occasion, we may ask for additional information to enable us to provide you with access to certain information, materials or services. In the case of mailed materials, you will be able to unsubscribe to these mailings at any time.

4. HOW WE USE INFORMATION WE COLLECT

The personal information you provide us when using the Website, such as your name, postal or e-mail address or telephone number, will be kept confidential and used to support your Customer relationship with RTOC. It also may be used to notify you of special offers, updated information and new products or services offered by RTOC, or offers from third parties that we think may be of interest. Agents or contractors of RTOC who are given access to your personal information will be required to keep the information confidential and to not use it for any other purpose than to carrying out the services they are performing for RTOC.

RTOC may also enhance or merge your information collected at its site with data from third parties for purposes of marketing products or services to you.

The advertisements appearing on the Website are delivered to you by our web advertising partner. Information about your visit to this site, such as the number of times you have viewed an advertisement (but not your name, address or other personal information), is used to serve advertisements provided on this site. In the course of serving advertisements on this site, our third party advertisers may place or recognize a unique "cookie" on your browser.

Circumstances may arise where we are required to disclose your personal information to third parties for purposes other than to support your customer relationship with RTOC, such as in connection with a corporate divestiture or dissolution where we sell all or a portion of our business or assets (including our associated customer lists containing your personal information), or if disclosure is required by law or is pertinent to judicial or governmental investigations or proceedings.

5. CHILDREN

We do not knowingly collect personal information from children under 13 for marketing purposes but because some information is collected electronically, it can appear to be the personal information of the purchaser of the product, and will be treated as such by this privacy policy. If a child under 13 submits personal information to RTOC and we learn that that personal information is the information of a child under 13, we will attempt to delete the information as soon as possible.

6. YOU CAN OPT-OUT OF RECEIVING FURTHER MARKETING FROM RTOC AT ANY TIME

We may send you information about our various products and services or other products and services we feel may be of interest. Only RTOC (or agents or contractors working on behalf of RTOC under confidentiality agreements) will send you such direct mailings. If you do not want to receive the mailings, simply let us know when you give us your personal information.

In the bottom of every email that is sent from RTOC, you may opt out at any time.

7. OUR COMMITMENT TO DATA SECURITY

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we and the Internet Service Provider we use have endeavored to put in place physical, electronic, and managerial procedures to attempt to safeguard and secure the information we collect online.

8. HOW YOU CAN ACCESS OR CORRECT YOUR INFORMATION

You can request a copy of the personally identifiable information that RTOC has collected about you via the internet by contacting our Information Privacy Manager at the address below. You can also have factual inaccuracies contained in this information corrected by contacting the Information Privacy Manager.

9. USE, DISCLOSURE, AND SHARING OF INFORMATION

a. Non-Personally Identifiable Information
From time to time, COMPANY may use and share with third parties aggregate, non-personally identifiable user information to show general demographic and preference information among users of the COMPANY Web sites. When you visit or download information from this Website, our web servers may automatically collect website usage information. Website usage information is non-personally identifying information that describes how our visitors use the Website. It can include the number and frequency of visitors to each web page and the length of their stays, browser type, referrer data that identifies the web page visited prior and subsequent to visiting the Website, and IP addresses (see below for more information on IP addresses). COMPANY may use IP addresses for a number of purposes, such as system administration, to generally determine your computer's server location, to report aggregate information to our business partners or to audit use of the Website. We also may determine your screen resolution and the technology available in order to serve you the most appropriate version of a web page, e-mail or similar service.

b. Personally Identifiable Information
COMPANY uses information about you to deliver the Services that you request, to keep you informed about changes affecting our Services or your account, to inform you of other Services or offers in which you might be interested, and to improve and enhance our sites and Services.

Specifically, when you provide us with your contact information, you are agreeing:
i) to allow us to email you regarding our products and services, and of the products and services of third parties that we associate with or market for;
ii) to call you (either directly or through use of a third party service) regarding our products and services, and of the products and services of third parties that we associate with or market for; and
iii) to text you (either directly or through use of a third party service) through your mobile devices regarding our products and services, and of the products and services of third parties that we associate with or market for. In the case of sending messages to you via text messaging, you acknowledge and agree that you may be charged fees by your wireless provider pursuant to your agreement with such wireless provider.

If you provide COMPANY with personally identifiable information, we will take all reasonable and appropriate steps to protect it from unauthorized disclosure.

If you opt in to receive e-mail from us, you can always opt out of future marketing messages by following the directions in each message to "unsubscribe". However, if you choose to opt out of marketing messages, we reserve the right to contact you regarding your account status, technical support, product information, changes to account terms, and any other matter that might affect our service to you and/or any products you purchased from us or registered with us, as applicable.

As stated in the Terms and Conditions, you will be deemed to have consented to the disclosure to, and use by, a subsequent owner or operator of a COMPANY Website or Service, of any information about you contained in the applicable COMPANY database, if COMPANY or one of its affiliates assigns its rights and obligations regarding any of your information at the time of a merger, acquisition, or sale of all or substantially all of COMPANY or such COMPANY's assets related to the applicable Website or Service to a subsequent owner or operator. In the event of such a merger, acquisition, or sale, your continued use of the Website or any related Service signifies your agreement to be bound by the Terms and Conditions, California Privacy Policy and Privacy Policy of the Website's or Service's subsequent owner or operator. The COMPANY and its companies may work together in order to provide portions of the COMPANY Websites and some Services (e.g., to fulfill prizes won in a sweepstakes, or to provide other support for a Service). These companies will handle your personally identifiable information in accordance with this Privacy Policy.

As stated above, COMPANY may also work with third parties to provide some Services on our Websites. In connection with those Services, you are deemed to consent to us sharing your information with third parties who provide services such as processing of credit card transactions, customer service, promotion administration, order fulfillment and/or prize delivery, as applicable. Third parties who provide, or participate in, Services on COMPANY Websites are prohibited from using our customers' personally identifiable information for marketing purposes and/or from sharing, selling, or otherwise using such information, unless you choose to opt in to marketing, sharing, or other uses by the third parties. If you do not want your information to be used for marketing (or other purposes unrelated to the provision of COMPANY Services) by a third party who participates in a Service on one of our sites, do not opt in to such use by that third party when you register to participate in the Service.

Please note that whenever you opt in to receive future communications from a third party, your information will be subject to the third party's privacy policy. If you later decide that you do not want that third party to use your information, you will need to contact the third party directly, as we have no control over how third parties use information. You should always review the privacy policy of any party that collects your information to determine how that entity will handle your information.

COMPANY will not share, sell, rent, or disclose any personally identifiable information that we have collected except as stated herein, or in the following instances: 1) we have been given your consent to disclose; 2) we have previously informed you of the disclosure, including by means of our Privacy Policy or on the Website, or through the Service where you provided your information; 3) we are required by law, legal process, or court order to disclose; 4) disclosure is necessary to identify, contact, or bring legal action against someone who may cause or be causing harm to, or interference with, COMPANY's rights or property, other COMPANY Website users, or anyone else; or 5) to respond to an inquiry, request or complaint that you have made. COMPANY may also use IP addresses in cooperation with Internet service providers to identify users if we deem it necessary to comply with law, to enforce compliance with this Privacy Policy or our Terms and Conditions, or to protect our sites, customers, or others.

10. HOW TO CONTACT US

If you would like to contact us for any reason regarding our privacy practices, or to request any information as provided above, please write or e-mail us at either of the following addresses:

RentToOwnCoach.com
Information Privacy Manager
9701 Wilshire Blvd, Suite 1000
Beverly Hills, CA 90212


contact@RentToOwnCoach.com

RENTTOOWNCOACH.COM

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TERMS OF USE AGREEMENT

Welcome to RentToOwnCoach.com, the terms you and your shall refer to visitors of RentToOwnCoach.com, as well as to Customers where a person has actually paid to use the services herein described. This website (the Website) is owned, operated, and maintained by RentToOwnCoach (RTOC).

The information and materials on this Website are for marketing and informational purposes only and are intended for individual and private use only. By visiting or using RentToOwnCoach.com you agree to be bound by these Terms of Use (this Agreement) and you further agree that this Agreement constitutes a binding contract between you and RTOC. If you do not wish to be bound by this Agreement, you should not visit or use RentToOwnCoach.com.

Whether you simply wish to preview the Website or you actually register to use RTOC's service (the Service), you must read this Agreement in full. If you disagree with anything in this Agreement, the Privacy Policy (Privacy Policy), or the Copyright and Intellectual Property Policy (Copyright Policy), do not use the Website or the Service.

Changes to this Agreement may occur at any time, and become effective when posted. You are therefore advised to refer to this Agreement on a regular basis for any updates.

WARNING:
ALL LEGAL FORMS PROVIDED ARE INTENDED AS GENERAL EXAMPLES. THESE DOCUMENTS ARE NOT INTENDED TO BE LEGALLY SUFFICIENT OR BINDING REGARDLESS OF YOUR STATE OR LOCAL JURISDICTION. YOU SHOULD CONTACT A LAWYER IN THE STATE WHERE ANY PROPERTY IS LOCATED IN ORDER TO HAVE ADEQUATE LEGAL DOCUMENTATION DRAFTED. RTOC IS NOT RESPONSIBLE FOR ANY DAMAGES OR OTHER REMEDIES THAT MAY RESULT FROM USE OF THE FORMS PROVIDED.

1. ACCEPTANCE OF TERMS OF USE AGREEMENT

(a) Electronic Agreement. This Agreement is an electronic contract that sets out the legally binding terms of your use of the Website and your purchase of RTOC's Service. This Agreement incorporates by reference the Website's Privacy Policy as if it were set forth herein in full, as well as any notices provided regarding the Website. By accessing the Website or purchasing the Service, you accept this Agreement and agree to its terms, conditions, and any notices contained or referenced herein.

(b) Electronic Form. By accessing the Website or becoming a Customer, you hereby consent to being provided with this Agreement in electronic form, unless you specifically request a hard copy thereof after becoming a Customer.

(c) Non-Electronic Copy. Customers may purchase a non-electronic copy of this Agreement from RTOC for $20.00 (twenty dollars) plus shipping/postage. No charge for shipping/postage is applied to requests for PDF electronic transmissions of this Agreement. Please include a copy of your receipt to verify the date of purchase. You may request a non-electronic copy of this Agreement either before or after you electronically sign this Agreement. To receive a non-electronic paper copy of this Agreement, please send an e-mail to info@RentToOwnCoach.com or a letter and self-addressed stamped envelope to:

RentToOwnCoach.com
9701 Wilshire Blvd, Suite 1000
Beverly Hills, CA 90212

(d) Access and Retention. In order to access and retain this electronic Agreement, you must have access to the World Wide Web, either directly or through devices that access web-based content. You must also pay any service fees associated with this access. In addition, you must use all equipment necessary to make such connection to the World Wide Web, including a computer and modem or other access device. Immediately after using or paying for the service, please print a copy of this document for your records. To retain an electronic copy of this Agreement, you may save it into any word processing program.

2. ELIGIBILITY AND REGISTRATION OBLIGATIONS

You must be at least eighteen (18) years of age to become a Customer of RTOC and enter this Agreement. Your participation on the Website or your purchase of the Service is void where prohibited. By using the Website, you represent and warrant that you have the right, authority and capacity to enter into this Agreement and you further agree to abide by all of the terms of use of this Agreement. You also represent and warrant that you are not a person barred from receiving services under the laws of the United States or other applicable jurisdiction. You further agree to provide true, accurate, current and complete information about yourself on the Service's registration form. If you provide any information that is untrue, inaccurate, outdated, or incomplete, or if RTOC has reasonable grounds to suspect that any information provided is untrue, inaccurate, outdated or incomplete, RTOC has the right to refuse any and all current or future use of the Website (or any purchase thereof), including purchase of any of our Services.

3. PARTICIPATION, PRICING, & BILLING

After you pay a Processing Fee of $1 (one dollar), you can use the Service for the initial 14 (fourteen) calendar days (14-Day Trial). The 14-Day Trial begins on the day you register based on Pacific Standard Time. If you have not cancelled the Service prior to the fourteenth day of your trial, your credit/debit card will automatically be billed an additional $59.37 (fifty-nine dollars and thirty-seven cents) for the first month, and again on the same date of each month thereafter based on the date of your initial registration (i.e. the first day of the 14-Day Trial). If the charge declines when we bill you for the monthly membership, we will re-attempt the charge at a later date, unless you have cancelled your account. We may give you a discount on your membership dues for any given month, but your account will be billed at the regular monthly rate ($59.37) for future charges, if you have not cancelled your account. You agree that all Services are for personal use only, with no commercial objectives to be undertaken using the Service. Only one 14-Day Trial period is authorized per person, forevermore. RTOC reserves any and all rights for breach of this Agreement.

4. CANCELLATION & BILLING POLICY

You may request to cancel the Service by contacting RTOC at 1-888-532-7224, Monday through Friday from 9:00 AM to 5:00 PM Pacific Standard Time. Alternatively, you may cancel online by clicking the “Cancel Account” Link. This will bring you to the Account Cancellation page which will allow you to cancel your account at any time. So long as you contact RTOC Customer Service from 9:00 AM to 5:00 PM Pacific Standard Time, Monday through Friday, or log on to the members area of the website, and cancel prior to the expiration of any 14-Day Trial Period as described in Section 3 above, you will not be billed the $59.37 fee for the first month. However, in this case, the $1 Processing Fee will not be refunded. After you incur the first $59.37 charge, you may cancel the Service without incurring an additional charge of $59.37 so long as you cancel your account before the start of your monthly billing date. Consistent with applicable law, you hereby agree that your card will be billed for the full period Service fee of $59.37, regardless of when during any particular billing period you decide to cancel the Service. In the event RentToOwnCoach.com cannot charge your account, we reserve the right to continue trying to bill your account until payment is made or to terminate your access to the fee-based services.

5. DELIVERY POLICY

Any general or sample forms shall only be available electronically for download and shall not be available in hard copy.

6. PRIVACY

Use of the Website and/or the Service is also governed by our Privacy Policy, which should be read in conjunction with this Agreement. Customer acknowledges that certain states and federal regulatory bodies have enacted laws that place restrictions on marketing activities, including but not limited to, use of public record information in connection with mortgage lending or other financial services mail marketing, or permitting a telephone customer to give public notice that such customer does not wish to receive sales solicitation telephone calls. Licensee and its data suppliers disclaim any warranty, expressed or implied that the real property information is free from any consumer information that may give rise to a privacy claim.

7. UNAUTHORIZED USE BY VISITORS OR CUSTOMERS

The Website is for the use of Customers and prospective customers only. Illegal and/or unauthorized uses of the Website, including collecting usernames and/or e-mail addresses of visitors by electronic or other means (scraping) for the purpose of sending unsolicited email and unauthorized framing of or linking to the Website may be investigated, and appropriate legal action will be taken, including without limitation, civil actions, criminal prosecution, and injunctive remedies. Use of the Website is with the permission of RTOC, which may be revoked at any time, regardless of whether there has been a violation of this Agreement, and as determined in RTOC's sole discretion. Further, as a member of this Website, you agree not to disclose your username and password to others. You also agree not to distribute the information contained on the Website database to any kind of person or organization.

8. PROPRIETARY RIGHTS OF RTOC

(a) Except for the same legal forms made available via the Website and Service, RTOC owns and retains all proprietary rights in the Website and the Service. The Website contains the copyrighted material, trademarks, and other proprietary information of RTOC, and/or its licensors. Except for that information which is in the public domain or for which you have been given written permission to exploit, you may not copy, modify, create derivative works, publish, perform, transmit, distribute, display, or sell any such proprietary information, in whole or in part.

(b) You acknowledge and agree that the Website and any necessary software used in connection with the Website and/or Service (Software) contain proprietary and other confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in sponsor advertisements or information presented to you through the Service or by advertisers is protected by copyrights, trademarks, service marks, patents and other proprietary rights and laws. Except as expressly authorized by RTOC or advertisers, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Service, Website, and/or Software, either in whole or in part.

(c) RTOC grants you a personal, royalty-free, non-transferable and non-exclusive right and license to use the object code of any applicable Software, if any, on a single computer, provided that you do not (and do not allow any third party to) copy, modify, create a derivative work from, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software. You agree not to modify any operative Software, if any, in any manner or form, and not to use modified versions of the Software, including (without limitation) for the purpose of obtaining unauthorized access to the Website and/or Service. Other than by telephone, e-mail, or regular mail sent directly to RTOC, you agree not to access the Service by any means other than through the Website interface that is provided by RTOC for use in accessing the Service.

9. CONTENT POSTED ON RTOC

You acknowledge, consent and agree that RTOC may access, preserve and disclose your account information and Content if required to do so by law or with a good faith belief that such access, preservation or disclosure is reasonably necessary to: (a) comply with legal process/court order; (b) enforce this Agreement; (c) respond to claims that any Content violates the rights of third parties; (d) respond to your requests for customer service; or (e) protect the rights, property of RTOC, its users and the public. You understand that the technical processing and transmission of Services, orders or visits to the Website, may involve transmissions over various networks and changes in order to conform and adapt to technical requirements of connecting networks or devices. You understand that the Website and software embodied within the Website may include security components that permit digital materials to be protected, and that use of these materials is subject to usage rules set by RTOC and/or content providers who provide content to the Website. You may not attempt to override or circumvent any of the usage rules embedded into the Website. Any unauthorized use of the Service or publication of its contents, or other distribution or public exhibition of the materials provided on the Website, in whole or in part, is strictly prohibited.

10. PROHIBITED ACTIVITIES

RTOC reserves the right to investigate and take appropriate action if a user or Customer has misused the Website or Service, or behaved in a manner that could be regarded as inappropriate or that is unlawful or illegal. The following is a partial list of the types of actions that you may not engage in with respect to the Website or Service:

User agrees not to post on the Web site any content that (a) is libelous, defamatory, obscene, pornographic, abusive, harassing, or threatening, (b) contains viruses or other contaminating or destructive features, (c) violates the rights of others, including protections of copyright, trademark, patent, trade secrets or any right of privacy or publicity, or (d) otherwise violates any applicable law. User will not post on this Website any links to any external internet sites that are obscene or pornographic. Any information that you provide to RentToOwnCoach.com must be true, complete and accurate, must not represent you as someone else or falsely identify any third party, and must not violate any law, statute, ordinance or regulation.

11. INTERSTATE NATURE OF COMMUNICATIONS ON RTOC'S SERVICE

By purchasing RTOC's Service, you acknowledge that you will be causing communications to be sent through RTOC's computer networks, as well as its Internet Service Providers, portions of which could be located outside of the United States. As a result, RTOC's network architecture and business practices as well as the nature of electronic communications may result in the transmission of interstate communications regardless of where you are physically located at the time of transmission. Accordingly, by this Agreement, you acknowledge that use of the Service may result in interstate and/or inter-country data transmissions.

12. INDEMNITY

You agree to indemnify and hold RTOC and its successors, assigns, subsidiaries, affiliates, officers, agents, employees, partners and licensors harmless from any claim or demand, made by any third party due to or arising out of Content you submit, upload, post, transmit or otherwise make available through the Service. You further agree to hold RTOC harmless for any result or consequence of your use of the Service, your connection to the Service, your meetings with persons or entities you meet via the Service, your own violation of the Agreement, or your violation of any rights of another. Regarding third-party claims against RTOC, you agree to indemnify and hold harmless RTOC, at your sole expense, against any claim, action, legal proceeding, damages, liability, settlements, expenses, including attorney's fees, and other costs relating to: (i) breach of any of these terms by any party; (ii) your negligence or misconduct, or (iii) claims that you have infringed the copyright, trademark, trade secret, patent, or other proprietary right of a third party. You shall not be entitled to attorney's fees for any reason whatsoever, including without limitation (i) breach of any of these terms by either party; or (ii) either party's negligence or misconduct and regarding any legal actions, proceedings, claims, or demands between you and RTOC.

13. NO RESALE OF SERVICE

You agree not to reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purposes, any portion of the Service (other than printing off individual web pages provided by the Service that have been downloaded from the Website for personal use).

14. MODIFICATIONS TO WEBSITE

RTOC reserves the right at any time to modify the content of the Website or temporarily discontinue the Website (or any part thereof) with or without prior notice. You agree that RTOC shall not be liable to you or to any third party for any modification, suspension or temporary discontinuance of the Website if the Service becomes unavailable.

15. ACCURACY OF INFORMATION

You hereby acknowledge and agree that any information or details regarding the status of any property (i.e. its continued availability), or the proper or accurate contact information for the entities or individuals for such properties may not be current and thus cannot be guaranteed as accurate, since this information is subject to change at any time.

16. LINKS AND THIRD-PARTY AND OTHER PROVIDERS

The Website, RTOC and third parties may provide links to World Wide Web sites, resources or services provided by companies and entities unaffiliated with RTOC. Because RTOC has no control over such sites and resources, individuals, or entities, you acknowledge and agree that RTOC is not responsible for the availability of such external sites or resources, and neither endorses nor is responsible or liable for any Content, advertising, products, services or other materials available on or from such other sites or resources. In particular, RTOC is not responsible for the products and/or services provided by United Financial Services, Inc. They are not an affiliate, subsidiary or partner of RTOC. You further acknowledge and agree that RTOC shall not be responsible or liable, directly or indirectly, for any damage or loss caused in connection with use or reliance on any Content, goods or services provided by any such site, resource, company, or entity.

17. DISCLAIMERS

While RTOC has used its best efforts to prepare accurate information, RTOC makes no representations or warranties with respect to the accuracy or completeness of any Content. The publisher and author specifically disclaim any implied warranties of merchantability or fitness for a particular purpose. No warranty may hereby be created or extended. The advice and strategies contained herein may not be suitable for all circumstances.

A lawyer should be consulted where appropriate prior to using any document or information available on the Website. RTOC shall not be liable for any loss of profit or any other damages, including but not limited to special, incidental, consequential or other damages resulting from your use of the Website or otherwise. Materials available on the Website are prepared as a sample resource. The information and documents provided are not intended to be, nor should be, considered binding or valid legal or tax documents or advice. You are advised not to take, or to refrain from taking, any action based upon materials or documents contained on the Website

The number of listings varies with market conditions and the company makes no guarantee about the number of properties listed in any given area. Some geographic areas may have more listings than others and the company does not promise that there are listings in every geographical area.

RTOC, its affiliates, subsidiaries, and agents do not and cannot guarantee the accuracy of any information provided on the Website and do not represent and cannot guarantee that the purchase of a particular property will be free of problems, including, without limitation, legal, structural, environmental or other defects.

Customer acknowledges that automated valuation models attempt to estimate the current market value of a piece of residential real property using technology. An estimated value is not an appraisal and neither RTOC nor its suppliers or licensors make any warranties expressed or implied that any estimated property values associated with the service or as contained in any report are complete, guaranteed as accurate, fit for a particular purpose, or merchantable. Any estimated values are delivered "as is," with all faults and defects. Use of estimated property values is done so that the sole risk and responsibility of Customer or the ultimate end user of such values. In no event shall RTOC or its suppliers or licensors be liable for use or misuse of estimated values, any use or misuse in violation of any law, regulation, or industry standard, the inability or failure of a person or entity to conduct business, or for any indirect, special or consequential damages related to use or misuse of an estimated value regardless of the circumstances. Any use of the service and underlying real property information by Customer shall be at his or her own risk, and Customer hereby indemnifies RTOC and its suppliers or licensors with respect thereto. In no event shall RTOC and its suppliers or licensors be responsible for any errors, omissions, miscalculations, or misrepresentations of value.

Neither RTOC nor RentToOwnCoach.com is acting in any capacity that requires it to hold a real estate broker's license or attorney's license. If you are a recognized as a separate legal entity in your state, do not use Service or download the forms provided. This site is intended only for individual home seekers. If you intend to download any sample form(s) for general reference for anyone other than yourself, do not use the Service or download these sample forms. RTOC does not make loans or offer mortgages through this Website or otherwise, nor does it counsel others on these matters.

In no event will RTOC be liable to any party for any direct, indirect, special, punitive or consequential damages arising in any way out of the availability, uses or reliance on any information contained on or related to the Website, application(s), informational software, or any other relevant supplied material. Nor shall RTOC be liable for any actions, representations, recommendations, pre-qualifications, approvals, judgments, interest rate locks, commitments, errors, or omissions, made by any third party.

Any opinions, advice, blogs, statements, offers, or other information or content made available through the Website by RTOC, whether or not authorized by RTOC, should not be relied upon as the final determination of your particular issue. You should therefore seek the advice of a knowledgeable attorney licensed in your particular jurisdiction and/or an accounting professional. Under no circumstances will RTOC or its subsidiaries, affiliates, successors, or assigns be responsible for any loss or damage resulting from your reliance on opinions, advice, blogs, statements, offers, or other information or content made available through the Website.

18. DISCLAIMERS OF WARRANTIES

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

(a) YOUR USE OF THE WEBSITE AND THE SERVICE ARE AT YOUR OWN RISK. THE SERVICE IS PROVIDED ON AN AS IS AND AS AVAILABLE BASIS. RTOC AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, LICENSORS, SUCCESSORS, AND ASSIGNS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

(b) RTOC AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, LICENSORS, SUCCESSORS, AND ASSIGNS MAKE NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS; (ii) THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE;
(iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE;
(iv) THE QUALITY OF ANY SERVICES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE WEBSITE WILL MEET YOUR EXPECTATIONS; AND (v) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.

(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEBSITE IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

(d) NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM RTOC VIA RENTTOOWNCOACH.COM OR OTHERWISE SHALL CREATE ANY WARRANTY OR GUARANTEE.

(e) A SMALL PERCENTAGE OF USERS MAY EXPERIENCE EPILEPTIC SEIZURES WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR BACKGROUNDS ON A COMPUTER SCREEN OR WHILE USING A WEBSITE. CERTAIN CONDITIONS MAY INDUCE PREVIOUSLY UNDETECTED EPILEPTIC SYMPTOMS EVEN IN USERS WHO HAVE NO HISTORY OF PRIOR SEIZURES OR EPILEPSY. IF YOU, OR ANYONE IN YOUR FAMILY, HAVE AN EPILEPTIC CONDITION, CONSULT YOUR PHYSICIAN PRIOR TO USING THE SERVICE. IMMEDIATELY DISCONTINUE USE OF THE SERVICE AND CONSULT YOUR PHYSICIAN IF YOU EXPERIENCE ANY OF THE FOLLOWING SYMPTOMS WHILE USING THE SERVICE: DIZZINESS, ALTERED VISION, EYE OR MUSCLE TWITCHES, LOSS OF AWARENESS, DISORIENTATION, ANY INVOLUNTARY MOVEMENT, OR CONVULSIONS.

19. LIMITATION OF LIABILITY

YOU EXPRESSLY UNDERSTAND AND AGREE THAT RTOC AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, LICENSORS, SUCCESSORS, AND ASSIGNS SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF HOUSING/SHELTER, PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF RTOC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM:



NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, RTOC'S LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER, AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID BY THE CUSTOMER TO RTOC FOR THE SERVICE.

20. EXCLUSIONS AND LIMITATIONS

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 16 AND 17 MAY NOT APPLY TO YOU.

21. NOTICE

RTOC may provide you with notices, including those regarding changes to this Agreement, by email, regular mail to the last address provided to us, or via changes or postings on the Website.

22. CUSTOMER SERVICE

RTOC provides assistance and guidance through its customer care representatives. When communicating with our customer care representatives, you may not be abusive, obscene, profane, offensive, sexist, threatening, harassing, racially offensive, or otherwise exhibit inappropriate behavior. If RTOC feels that your behavior towards any of our customer care representatives or other employees is at any time threatening or offensive, we reserve the right to institute or take any and all legal actions against you.

23. TRADEMARK INFORMATION

RTOC's trademarks and service marks and any other intellectual property, logos and Service, trade names and service names are the Intellectual Property of RTOC. Unless you have RTOC's prior written permission, you may not display or use these RTOC marks in any form whatsoever.

24. COPYRIGHT/IP POLICY

You may not post, distribute, or reproduce in any way any copyrighted material, trademarks, or other proprietary information without obtaining the prior written consent of the owner of such proprietary rights. Without limiting the foregoing, if you believe that your work has been copied and posted on the Service in a way that constitutes copyright infringement, please provide our Copyright Agent with the following information:

(a) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
(b) a description of the copyrighted work that you claim has been infringed;
(c) a description of where the material that you claim is infringing is located on the Website;
(d) your address, telephone number, and email address;
(e) a written statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
(f) a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

RTOC's Copyright Agent for notice of claims of copyright infringement can be reached as follows:

RentToOwnCoach.com
Copyright Agent
9701 Wilshire Blvd, Suite 1000
Beverly Hills, CA 90212 contact@RentToOwnCoach.com

25. U.S. EXPORT CONTROLS

Services on the Website are subject to United States export controls. No Service may be downloaded from the Website or otherwise exported or re-exported (i) into (or to a national or resident of) Cuba, Iraq, North Korea, Iran, Syria, or any other Country to which the U.S. has embargoed goods; or (ii) to anyone on the U.S. Treasury Department's list of Specially Designated Nationals or the U.S. Commerce Department's Table of Deny Orders; or (iii) to anyone listed on any relevant list, if any, maintained by the Department of Homeland Security. By downloading or using the Service, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list.

26. NO THIRD PARTY BENEFICIARIES, PARTNERSHIP, OR AGENCY

You agree that, except as otherwise expressly provided in this Agreement, there are no third party beneficiaries intended by this Agreement. You further acknowledge and agree that no joint venture, partnership, employment or agency relationship exists or is created between you and RTOC, or between RTOC and any third-party mentioned herein (including any third party mentioned or linked to on the Website) including but not limited to United Financial Services, Inc.

27. MISCELLANEOUS

(a) Entire Agreement. This Agreement constitutes the entire agreement between you and RTOC and governs your use of the Website and Service, superseding any prior agreements between you and RTOC with respect to the Website or Service. You may also be subject to additional terms of use that may apply when you use or purchase certain other RTOC services, affiliate services, third-party content or third-party software. The Agreement may not be amended except as provided for herein.

(b) Choice of Law and Forum. If there is any dispute arising out of the Website and/or the Service, you expressly agree that any such dispute shall be governed by the laws of the State of California, without regard to conflict of laws provisions. You further expressly agree and consent to the exclusive jurisdiction and venue of the state and federal courts of the State of California, County of Los Angeles, for the resolution of any such dispute.

(c) Waiver and Severability of Terms. The failure of RTOC to exercise or enforce any right or provision of this Agreement shall not constitute a waiver, ongoing or otherwise, of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties (and the court) shall endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect.

(d) Statute of Limitations. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or this Agreement must be filed within six (6) months after such claim or cause of action arose or such claim will be forever barred.

(e) Arbitration of Disputes. Any and all disputes, controversies or claims arising out of or relating to this agreement, or concerning the respective rights or obligations hereunder of the parties hereto may be settled and determined by arbitration before the Commercial Panel of the American Arbitration Association in accordance with its Commercial Arbitration rules. However, you and RTOC must agree to this in writing. Any arbitration shall occur in Los Angeles, California. The arbitrator shall have the power to award specific performance, injunctive relief, reasonable attorney's fees, costs, and expenses. The arbitrator shall also have the power to enforce the procedural rules of the Discovery Act contained in the California Code of Civil Procedure, which shall apply to any arbitration procedure. The arbitration shall be final and binding upon the parties, and judgment thereon may be entered by any competent court having jurisdiction.

(f) Headings. The section titles in this Agreement are for convenience only and have no legal or contractual effect.

28. PARTICIPATION IN THE PROMOTIONS OF ADVERTISERS

Your correspondence with or participation in the promotions of advertisers found on this website or linking to this website, including the delivery of and payment for goods and services, and any other terms, conditions, warranties or representations associated with such correspondence or promotions, are solely between you and the advertiser. You agree not to hold RentToOwnCoach.com or its officers, related entities, successors and assigns liable for any injury, loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on this website or linking to this website.

29.VIOLATIONS

Please report any violations of the Agreement to RTOC at contact@RentToOwnCoach.com.